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 ACTUAL CONSUMER CREDIT DATA

 
ACTUAL CREDIT SCORED MORTGAGE DATA
THIS FILE IS CREDIT SCORED MORTGAGE DATA FROM THE CREDIT BUREAU. THIS FILE IS A MORTGAGE BROKER'S DREAM FILE. HAVE ACCESS TO ACTUAL FICO/BEACON SCORES.  AVAILABLE TO APPROVED MAILERS ONLY. 
PLEASE INQUIRE.
SEGMENTS DATA CARD CURRENCY:: US DOLLAR
100,000,000 TOTAL UNIVERSE / BASE RATE $150.00 /M
  TELEPHONES $20.00 /M
  ATTRIBUTES (INPUTS) $5.00 /M
  ATTRIBUTES (OUTPUTS) $10.00 /M
  HISPANIC SURNAMES $20.00 /M
LIST TYPE
CONSUMER  
SOURCE
MASTERFILE ENHANCED
GEOGRAPHY
DOMESTIC (US)
LIST MAINTENANCE
MARKET ENTRY 08/09/2005
NEW TO MANAGER 08/09/2005
COUNTS THROUGH  
DATA CARD MAINTENANCE
NEW TO SML SYSTEM 08/10/2005
LAST DATA CARD UPDATE 01/12/2006
NEXT DATA CARD UPDATE 10/01/2005
DATA CARD UPDATE FREQUENCY MONTHLY
DESCRIPTION
Spectrum Mailing Lists has partnered up with Direct Lending Source to bring you the mortgage file everyone has been waiting for. Actual Credit Mortgage Data. We can provide your mortgage group the permissible purpose you need to reach the right audience. 
 
This mortgage data is not modeled and comes directly from the credit bureau.  You can choose from several selects to help you narrow down your search.  Most list companies only provide you access to "modeled" credit scores.  This file gives you access to actual FICO/Beacon scores.   
 
Updated monthly. Guaranteed 93% deliverable. Undeliverables must be returned within 45 days of invoice date.
SELECTS
AGGREGATE BALANCE FOR MORTGAGE $5.00 /M
AGGREGATE MORTGAGE BAL. INSTALLMENT  
AGGREGATE MORTGAGE BALANCE FOR ALL OPEN TRADES  
AVERAGE AGE OF MORTGAGE TRADES  
BANKRUPTY CAP 7 AND CHAP 13 $5.00 /M
BEACON SCORE/FICO  
CURRENT DELINQUENCIES $5.00 /M
HIGH CREDIT ON MORTGAGE $5.00 /M
HOME EQUITY $5.00 /M
LENGTH OF RESIDENCE $5.00 /M
MAJOR MINOR DEROGS $5.00 /M
MORTGAGE CURRENTLY PAST DUE $5.00 /M
MORTGAGE HIGHEST BALANCE $5.00 /M
MORTGAGE MONTHLY PAYMENT AMOUNT $5.00 /M
MORTGAGE TYPE $5.00 /M
MOST RECENT MORTGAGE $5.00 /M
NUMBER OF MONTHS LATE 30,60,90,120  
NUMBER OF MORTGAGE TRADES ON FILE $5.00 /M
PRESENCE OF A MORTGAGE $5.00 /M
TOTAL NUMBER OF MORTGAGE TRADES OPENED  
TOTAL NUMBER OF MORTGAGETRADES  
TOTAL OF ALL REVOLVING BANKCARDS $5.00 /M
UNIT OF SALE INFORMATION
HIGH: $250.00
AVERAGE: $205.00
LOW: $195.00
GENDER PROFILE
MALE: %
FEMALE: %
AVERAGE INCOME
VALUE: not available
MINIMUM ORDER
QUANTITY: 5,000
VALUE: $0.00
REUSE
REUSE IS NOT ALLOWED
TELEMARKETING
PLEASE INQUIRE
CANCELLATION
CHARGES: $150.00 /M
KEY CODING
KEY CODING IS NOT AVAILABLE
ADDRESSING
ANY ATTRIBUTE OUTPUT $10.00 /M
RUSH FEE $10.00 /M
EMAIL DELIVERY $25.00/FLAT 
SPECIAL INSTRUCTIONS
ALL ORDERS MUST HAVE A SPECIFIC DISCLAIMER AND WORDING GIVEN TO YOU BY SPECTRUM MAILING LISTS AND THE DIRECT LENDING SOURCE. MAIL PIECE MUST BE APPROVED BEFORE ORDER WILL BE SENT
 


ACTUAL CREDIT SCORED AUTO DATA
THIS FILE IS CREDIT SCORED AUTO DATA FROM THE CREDIT BUREAU. THIS FILE IS A AUTO DEALERS DREAM FILE. HAVE ACCESS TO ACTUAL FICO/BEACON SCORES.
AVAILABLE TO APPROVED MAILERS ONLY.  PLEASE INQUIRE.
SEGMENTS
DATA CARD CURRENCY:: US DOLLAR
100,000,000
TOTAL UNIVERSE / BASE RATE
$150.00 /M
 
TELEPHONES
$20.00 /M
 
ATTRIBUTES (INPUTS)
$5.00 /M
 
ATTRIBUTES (OUTPUTS)
$10.00 /M
 
HISPANIC SURNAMES
$20.00 /M
LIST TYPE
CONSUMER
 
SOURCE
MASTERFILE ENHANCED
GEOGRAPHY
DOMESTIC (US)
LIST MAINTENANCE
MARKET ENTRY
08/09/2005
NEW TO MANAGER
08/09/2005
COUNTS THROUGH
 
DATA CARD MAINTENANCE
NEW TO SML SYSTEM
08/29/2005
LAST DATA CARD UPDATE
01/12/2006
NEXT DATA CARD UPDATE
10/01/2005
DATA CARD UPDATE FREQUENCY
MONTHLY
DESCRIPTION
SPECTRUM MAILING LISTS HAS PARTNERED UP WITH A DIRECT LENDING SOURCE TO BRING YOU THE AUTO FILE EVERYONE HAS BEEN WAITING FOR. ACTUAL CREDIT AUTO DATA. WE CAN PROVIDE YOUR AUTO DEALERSHIP THE PERMISSIBLE PURPOSE YOU NEED TO FIND THE IDEAL LEAD'S. THIS AUTO DATA IS NOT MODELED AND COMES DIRECTLY FROM THE CREDIT BUREAU. THIS FILE IS A AUTO DEALERS DREAM. YOU CAN CHOOSE FROM SEVERAL SELECTS TO HELP YOU NARROW DOWN YOUR SEARCH. ACTUAL FICO/BEACON SCORES. USE THIS DATA FOR ALL OF YOUR NEW AND USED CAR LEADS. MAINTENANCE UPDATED MONTHLY. GUARANTEED 93% DELIVERABLE. UNDELIVERABLES MUST BE RETURNED WITHIN 45 DAYS OF INVOICE DATE.

 
SELECTS
AGE OF MOST RECENT AUTO LEASE  
AGE OF MOST RECENT AUTO TRADE  
AGE OF OLDEST AUTO LEASE  
AUTO LEASE EXPIRATION  
AUTO LEASE PAY OFF  
AUTO LOAN % PAID  
AUTO LOAN MONTHLY PAYMENT  
AUTO LOAN MONTHS REMAINING  
AUTO LOAN PAY OFF AMOUNT  
BANKRUPTCY CAP 7 AND CHAP 13  
BEACON SCORE/FICO  
COUNTY  
FIRST TIME BUYER  
GEO SELECT  
PRESENCE OF A MORTGAGE $5.00 /M
PRESENCE OF A REPOSSESSION  
STATE  
TERM OF AUTO LOAN  
ZIP  
UNIT OF SALE INFORMATION
HIGH: $250.00
AVERAGE: $205.00
LOW: $195.00
GENDER PROFILE
MALE: %
FEMALE: %
AVERAGE INCOME
VALUE: not available
MINIMUM ORDER
QUANTITY: 5,000
VALUE: $0.00
REUSE
REUSE IS NOT ALLOWED
TELEMARKETING
PLEASE INQUIRE
CANCELLATION
CHARGES: $150.00 /M
KEY CODING
KEY CODING IS NOT AVAILABLE
ADDRESSING
ANY ATTRIBUTE OUTPUT $10.00 /M
RUSH FEE $10.00 /M
EMAIL DELIVERY $25.00 /Flat
SPECIAL INSTRUCTIONS
ALL ORDERS MUST HAVE A SPECIFIC DISCLAIMER AND WORDING GIVEN TO YOU BY SPECTRUM MAILING LISTS AND THE DIRECT LENDING SOURCE. MAIL PIECE MUST BE APPROVED BEFORE ORDER WILL BE SENT


 
FICO/BEACON Credit Score Options
 
Credit Score:
None
Beacon 5.0 (Same as FICO)
Beacon Auto Adjusted 5.0
Low Score: Include counts of scores from zero?
High Score:
 
 
Personal Credit Options
 
Minimum Credit:
Phones:
Presence of a Mortgage:
Length of Residence:
Selected: (none)
Single Trade High Credit:
Number of Trades Rated Satisfactory in the Last 3 Months:
Selected: (none)
Total Number of Trades:
Selected: (none)
Number of Trades Opened in the Last 24 Months:
Selected:
Current Delinquencies:
Minor Derogs:
Selected: (none)
Major Derogs:
Selected: (none)
Total All Revolving Bankcards:
From: To:
Aggregrated Balance for Installment and Revolving Debt:
Selected: (none)
Aggregated Balance for All Open Trades:
Selected: (none)
Number of Trades with a Balance > 0:
Selected: (none)
Average Age of Trades:
Selected: (none)
Ratio of Paid Collections to Total Collections:
Ratio of 90 Days Past Due to Total Trades:
Discharge Bankruptcy Chapter 7:
Selected: (none)
Discharge Bankruptcy Chapter 13:
Selected: (none)
Dismissed Bankruptcy Chapter 7:
Selected: (none)
Dismissed Bankruptcy Chapter 13:
Selected: (none)
Hispanic Surname:
Income:
Selected: (none)
Age:
 
Mortgage Selects
 
Number of Mortgage Trades:
Selected: (none)
Number of Mortgage Trades with a Finance Company:
Selected: (none)
Mortgage Type:
Mortgage Highest Balance:
Selected: (none)
Home Equity:
Selected: (none)
High Credit On Mortgage:
Selected: (none)
Most Recent Mortgage Number of Months:
Selected: (none)
Mortgage Monthly Payment Amount:
From: To:
Aggregate Balance for Mortgage Trades:
From: To:
Mortgage Past Due History:
Selected: (none)
Mortgage Current Past Due:
Selected: (none)

Mortgage 1 Selects:
Balance
Selected: (none)
High Credit
Selected: (none)
Equity Percent
Selected: (none)
Date Opened
Selected: (none)
Mortgage 2 Selects:
Balance
Selected: (none)
High Credit
Selected: (none)
Equity Percent
Selected: (none)
Date Opened
Selected: (none)
 
Automotive Loan Options
 
Percent Paid:
Selected: (none)
Selected: (none)
Selected: (none)
Selected: (none)
Selected: (none)
Selected: (none)
Selected: (none)
Selected: (none)
 
Automotive Lease Options
 
Lease Expiration:
Selected: (none)
Auto Lease Payoff:
Selected: (none)
Age of Oldest Auto Lease:
Selected: (none)
Age of Most Recent Auto Lease:
Selected: (none)
Term of Auto Lease:
Selected: (none)
Lease Payment Amount:
Selected: (none)
 
 

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